Buying a Home

Simplified Purchase Process

Step One

Your Objectives

  • What is your motivation to buy?
  • What is your price range?
  • What is your timeline to move?
  • What are your ideal wants and non-negotiables?
  • What are the characteristics you are looking for in a neighborhood?

Planning and Preparation

  • Discuss objectives and process with your agent
  • Searching for a lender and starting the loan approval process
  • Obtain pre-approval letter
  • Execute buyer-broker agreement
  • Research neighborhoods of interest with your agent

Understanding the Market

  • Review market inventory and current transaction levels
  • Review contracts and timelines
  • Review market forces: supply v. demand, macro v. micro
  • Personal timing and seasonal considerations

Step Two

Your Home Search

  • Review online listings and off-market properties with your agent
  • Review how online websites work with your agent
  • Set up notifications of new and off-market properties
  • Attend open houses and showings with your agent
  • Narrow down ideal locations and type of home

Offers and Negotiation Strategies

  • Learn the purchase contract
  • Discuss offer / multiple-offer strategies (if applicable)
  • Offer presentation
  • Negotiate to optimize price and terms
  • Acceptance of offer/counter offers

Step Three


  • Open escrow and send fully execute contract
  • Wire initial deposit
  • Notify lender and begin the loan approval process
  • Order appraisal
  • Sign and return escrow instructions
  • Research insurance for homeowner coverage
  • Provide escrow with title information

Inspections and Disclosures

  • Schedule all desired home inspections
  • Review disclosures and reports
  • Approve or negotiate repairs based on inspection reports
  • Review all seller and state required disclosures
  • Review and approve preliminary title report
  • Meet deadlines and remove contingencies
  • Schedule final walk-through prior to close of escrow

Step Four


  • Review closing statement from escrow
  • Meet with escrow to sign remaining documents
  • Schedule wire for down payment and closing costs
  • Set up utilities
  • Closing, key delivery and celebration
  • Move in to the property

Final Actions/Working Together Again

  • Staying in touch and keep you informed
  • Referrals, testimonials and reviews
  • Second homes and investment properties
  • Providing resources and introductions